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Archive for June, 2008

Why Bother with Art Colleges?

Monday, June 30th, 2008

If you are pretty talented at art you might not even consider going to Art College. Why should you, anyway? You can draw like the masters: Boticelli, Michaelangeo, Da Vinci. There wasn’t a landscape scene your brushes didn’t like, and there wasn’t any portrait you couldn’t draw. You can sketch anything that exists!

Art school will definitely benefit you as an artist. Your innate talent will benefit from the proven concepts and techniques you can learn here. It may be that you already know the basics and the techniques of your art. Rest assured that there are always things the art school can teach you that you won’t already know.

Financial Planners

Wednesday, June 11th, 2008

Planning is the specific process of setting goals and developing ways to reach them. The success or failure of any enterprise or project depends mainly on proper planning. It is rightly said that failing to plan is planning to fail. Financial planning is an integral part of the job of financial planners. It is needed both in terms of long-term and short-term financing. Financial planning in the long-term is concerned with the design of the pattern of financing, and in the short-term it is concerned with forecasting of cash.

Financial planning is the application of planning to the various aspects of the finance function. Basically it involves the formulation of the financial plan which states the quantum of finance required, the pattern of financing and the policies to be pursued for the administration of the financial plan. A business enterprise requires short-term and long-term capital. The total capital required by a concern is termed as capitalization. The short-term capital or the working capital is the capital required to meet the day-to-day obligations or the operating expenses. The long-term capital is required to acquire the fixed assets. Generally, on a conservative ground, a portion of the working capital is also met out of long-term capital.